Executive Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all divisions in the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager
Joseph Manfredi is BWFA Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate… Read More
Wealth Management and Planning
Townsend Hornor, Jr. (Sandy)
Managing Director, Wealth Management, Executive Manager
Sandy Hornor is an experienced financial professional with over 25 years in the industry. Sandy works with individuals, organizations and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet their… Read More
Thad Ismart, CFP®
Senior Financial Planner
Thad joined BWFA in 2013 as a financial planner. Thad has a Bachelor’s Degree in Economics from the University of Maryland, Baltimore County and has been working in the financial planning industry since 2005. He is a CERTIFIED FINANCIAL PLANNER™… Read More
Joseph DePatie, CFP®
Associate Financial Planner
Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe holds a Series 65 registration and Life and Health Insurance License. Prior… Read More
Tyler Kluge, CFP®
Associate Financial Planner
Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More
Asset Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all divisions in the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager
Joseph Manfredi is BWFA Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate… Read More
Chris Kelly, CFP®, CPA, M.Accy
Financial Advisor and Portfolio Manager, Executive Manager
Chris is a Financial Advisor and Investment Portfolio Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy. He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is… Read More
Joseph A. Caputo, CFP®
Portfolio Manager, Chief Information Officer, & Executive Manager
Joseph Caputo joined BWFA in September of 2012 as Chief Information Officer & Associate Portfolio Manager. Joseph also serves as one of the firm’s executive managers. Joseph has over 15 years of experience in financial and investment management services. His… Read More
Tax Services
Rachel Duncan
Tax Advisor
Rachel Duncan graduated from the University of North Carolina at Charlotte with degrees in both Accounting and Finance. She has worked in public tax for over 7 years, including working in Charlotte, NC, and Boston, MA. Rachel is on track… Read More
Amy Cudia, CPA
Tax Advisor
Amy G. Cudia, CPA joins BWFA with fourteen years of experience in public accounting. Prior to joining BWFA, Amy worked as a tax supervisor and manager with regional CPA firms based in Maryland and Virginia with a focus on business… Read More
Ana Welborn, CPA
Tax Advisor
Ana joined BWFA as a Tax Advisor in 2017. She is a graduate of the University of Maryland, Baltimore County where she earned her BS in Financial Economics and minored in accounting. Prior to joining BWFA, Ana was a tax… Read More
Ann Garczynski, CPA
Client Associate
Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to… Read More
Lex Ruygrok
Tax Consultant
Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting. He subsequently became a partner in a small local accounting firm where he focused… Read More
Gary Trotter
Tax Associate
Gary Trotter joined BWFA in May, 2016 as a Tax Intern. He graduated from SUNY Stony Brook, NY with a Bachelor’s degree in Engineering and then earned a Master’s Degree in Business Management from Brooklyn Polytechnic University. Gary is a veteran of the US Navy… Read More
James D. Burgess
Tax Consultant
James is a CPA with 30 years of tax consulting experience. He was previously a tax senior manager with the international accounting firm of Deloitte & Touche, the international consulting firm MAXIMUS, and also served for seven years as President… Read More
Business Services
Brian MacMillan
Managing Director M&A
Brian MacMillan joined BWFA in May 2013 as Business Services Manager. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the University of Delaware… Read More
Client Services
Meghan Manas
Director of Client Services, Executive Manager, Notary Public
Meghan Manas has been with BWFA since 2010 and serves as our Director, Client Services. Meghan is passionate about making sure BWFA’s clients have an exceptional experience. In practice this translates to providing prompt and accurate responses to day-to-day needs,… Read More
Joseph DePatie, CFP®
Associate Financial Planner
Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe holds a Series 65 registration and Life and Health Insurance License. Prior… Read More
Eve Kennedy
Client Service Associate
Eve Kennedy joined BWFA in 2017 as a Client Service Associate. Throughout her career, Eve has been dedicated to customer service. Before joining BWFA, Eve served in multiple managerial positions in various industries such as restaurant, entertainment, and import, which… Read More
Tyler Kluge, CFP®
Associate Financial Planner
Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More
Ann Garczynski, CPA
Client Associate
Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to… Read More