Staff

Executive Management



Rob Carpenter
President & CEO

Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More





Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager

Joseph Manfredi is Chief Operating Officer of Baltimore-Washington Financial Advisors, Inc.  Joe is privileged to work with the firm’s clients as a lead advisor to coordinate all BWFA capabilities when helping clients with financial planning, investment and tax advisory services…. Read More




Wealth Management and Planning



Townsend Hornor, Jr. (Sandy), CEPS
Managing Director, Wealth Management, Executive Manager

Sandy Hornor is an experienced financial professional with over 30 years in the industry. Sandy works with individuals, families, organizations, and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet… Read More





Thad Ismart, CFP®, CEPS
Senior Financial Planner

Thad Ismart is a Senior Financial Planner with Baltimore Washington Financial Advisors (BWFA). In this role, Thad prepares, presents, and implements comprehensive financial and retirement plans for BWFA’s clients. Thad is a CERTIFIED FINANCIAL PLANNER ® professional and a Certified… Read More





Lawrence M. Post CPA, MST, CFP®, CIMA®
Senior Tax and Planning Advisor

Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial… Read More





Tyler Kluge, CFP®, CPWA®, CDFA®, CEPS
Financial Planner

Tyler joined BWFA in 2016 and currently serves as a Financial Planner. He supports the firm’s Investment Management Team, Financial Planning Team, and Client Service Team.  He is very proud and excited to work with clients and their families to… Read More





Joseph DePatie, CFA, CFP®, CDFA®
Associate Financial Planner

Joe is an Associate Financial Planner with BWFA. In this role, Joe supports the financial planning, investment management, and client service teams. Joe is a Chartered Financial Analyst® (CFA) Charterholder, CERTIFIED FINANCIAL PLANNER ® professional and a Certified Divorce Financial Analyst… Read More





Matthew Smiler, ChFC®
Tax Advisor, Associate Financial Planner

Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and holds a B.S. in Business from Towson University. Matthew has worked in the accounting and financial advisory industry for over… Read More





Tyler Cunningham, CFP®, CEPS
Associate Financial Planner

Tyler joined BWFA in 2021 as an Associate Financial Planner and supports the investment management, financial planning, and client services teams. Before BWFA Tyler worked at T. Rowe Price where he obtained his CERTIFIED FINANCIAL PLANNER™ certification. Tyler is also… Read More




Asset Management



Rob Carpenter
President & CEO

Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More





Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager

Joseph Manfredi is Chief Operating Officer of Baltimore-Washington Financial Advisors, Inc.  Joe is privileged to work with the firm’s clients as a lead advisor to coordinate all BWFA capabilities when helping clients with financial planning, investment and tax advisory services…. Read More





Chris Kelly, CPA, CFP®, M.Accy
Financial Advisor, Portfolio Manager & Executive Manager

Chris is a Financial Advisor and Investment Portfolio Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy. He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is… Read More





Joseph A. Caputo, CFP®
Portfolio Manager, Chief Information Officer & Executive Manager

Joseph Caputo joined BWFA in September of 2012 as the firm’s Chief Information Officer and Financial Advisor. He has obtained over 15 years of financial and investment management related experience. Prior to joining the firm, he worked for notable local,… Read More





Max Pflugrad
Associate Financial Analyst

Max Pflugrad started with BWFA as an intern during the summer of 2021. He graduated from Towson University with a B.S. in Business, and is currently pursuing his CIMA certification. He is excited about his new role as an Associate… Read More




Tax Services



Lawrence M. Post CPA, MST, CFP®, CIMA®
Senior Tax and Planning Advisor

Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial… Read More





Matthew Smiler, ChFC®
Tax Advisor, Associate Financial Planner

Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and holds a B.S. in Business from Towson University. Matthew has worked in the accounting and financial advisory industry for over… Read More





Brian Murray
Tax Advisor

Brian joined BWFA in 2019 as a Tax Advisor. He is currently working to achieve his Enrolled Agent Certificate. He spent the previous 12 years working at BDO USA in a variety of roles, including the last 5 in the… Read More





Ann Garczynski, CPA
Associate Tax Advisor

Ann Garczynski is an Associate Tax Advisor with BWFA. She is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as… Read More





Gary Trotter
Tax Associate

Gary Trotter joined BWFA in May 2016 as a Tax Intern, he is now a Tax Advisor. He graduated from SUNY Stony Brook, NY with a Bachelor’s degree in Engineering and then earned a Master’s Degree in Business Management from Brooklyn Polytechnic University.  Gary… Read More





Yuan Zhang, EA
Tax Associate

Yuan Zhang is a Tax Associate at BWFA, she is also an Enrolled Agent. She graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional… Read More





Lex Ruygrok, CPA, Esquire
Tax Consultant

Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting.  He subsequently became a partner in a small local accounting firm where he focused his… Read More





Ana Welborn, CPA
Tax Consultant

Ana joined BWFA as a Tax Consultant in 2017. She is a graduate of the University of Maryland, Baltimore County where she earned her BS in Financial Economics and minored in accounting. Prior to joining BWFA, Ana was a tax manager… Read More




Business Services



Brian MacMillan
Managing Director M&A

Brian MacMillan joined BWFA in May 2013 and is the Managing Director of Mergers and Acquisitions. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program… Read More




Client Services



Meghan Manas, CEPS
Director of Client Services, Executive Manager, Notary Public

Meghan is a BWFA Executive Manager and Certified Elder Planning Specialist (CEPS). Serving as the firm’s Director of Client Services, she supervises all aspects of the client experience including those which impact new client relationships. Additionally, Meghan oversees client education… Read More





Eve Kennedy, CEPS
Senior Client Associate

Eve Kennedy joined BWFA in 2017 as a member of our Client Service Team. Eve is a Certified Elder Planning Specialist (CEPS). As a former athlete, Eve is comfortable working in a team environment. Eve is passionate about making sure… Read More





Kwanza Ellis, CRPC®, CEPS
Senior Client Associate

Kwanza serves as a Senior Client Associate with a focus on financial planning. She has 9 years of experience in the financial services industry and is currently pursuing the Certified Financial Planner designation. Kwanza is a Chartered Retirement Planning Counselor… Read More





Michael W. Kilduff
Senior Client Operations Associate

Michael is a Senior Client Operations Associate for BWFA. He enjoys assisting BWFA clients in problem solving and creative solutions to meet their goals and needs. Prior to joining BWFA, Michael was a Registered Client Service Associate with Morgan Stanley… Read More





Tyler Kluge, CFP®, CPWA®, CDFA®, CEPS
Financial Planner

Tyler joined BWFA in 2016 and currently serves as a Financial Planner. He supports the firm’s Investment Management Team, Financial Planning Team, and Client Service Team.  He is very proud and excited to work with clients and their families to… Read More





Joseph DePatie, CFA, CFP®, CDFA®
Associate Financial Planner

Joe is an Associate Financial Planner with BWFA. In this role, Joe supports the financial planning, investment management, and client service teams. Joe is a Chartered Financial Analyst® (CFA) Charterholder, CERTIFIED FINANCIAL PLANNER ® professional and a Certified Divorce Financial Analyst… Read More





Tyler Cunningham, CFP®, CEPS
Associate Financial Planner

Tyler joined BWFA in 2021 as an Associate Financial Planner and supports the investment management, financial planning, and client services teams. Before BWFA Tyler worked at T. Rowe Price where he obtained his CERTIFIED FINANCIAL PLANNER™ certification. Tyler is also… Read More





Cortney Caronna
Marketing Associate

Cortney graduated from Towson University with a bachelors degree in Communications with a focus in Public Relations & Advertising. She has worked in many Customer Service positions over the years including jobs in the restaurant, grocery and mortgage industries. She… Read More





Raechelle Norton
Client Associate

Raechelle joined BWFA in 2019 as a Client Associate. She attended Loyola University Maryland for both undergraduate and graduate school. She has spent time in both customer service and sales positions. She lives in Mt. Washington, Maryland, where she lives… Read More





Yuan Zhang, EA
Tax Associate

Yuan Zhang is a Tax Associate at BWFA, she is also an Enrolled Agent. She graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional… Read More





Parker Gray
Client Associate

Parker joined BWFA in 2022 and currently serves as a Client Associate with a focus on financial planning. She is currently pursuing the Certified Financial Planner designation. Parker grew up in Maryland and attended the University of New Hampshire, where… Read More





Samantha Carpenter
Digital Communications Specialist

Samantha Carpenter graduated summa cum laude from The George Washington University’s Corcoran School of Arts and Design where she earned her BFA in Graphic Design. Serving as a Digital Communications Specialist at BWFA, Samantha helps support various aspects of the… Read More