Executive Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager
Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate all… Read More
Wealth Management and Planning
Townsend Hornor, Jr. (Sandy)
Managing Director, Wealth Management, Executive Manager
Sandy Hornor is an experienced financial professional with over 30 years in the industry. Sandy works with individuals, families, organizations and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet… Read More
Thad Ismart, CFP®
Senior Financial Planner
Thad joined BWFA in 2013 as a financial planner. Thad has a Bachelor’s Degree in Economics from the University of Maryland, Baltimore County and has been working in the financial planning industry since 2005. He is a CERTIFIED FINANCIAL PLANNER™… Read More
Joseph DePatie, CFP®
Associate Financial Planner
Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe is a CERTIFIED FINANCIAL PLANNER™ professional. Joe lives in Baltimore, Maryland and… Read More
Tyler Kluge, CFP®
Associate Financial Planner
Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More
Asset Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager
Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate all… Read More
Chris Kelly, CPA, CFP®, M.Accy
Financial Advisor, Portfolio Manager & Executive Manager
Chris is a Financial Advisor and Investment Portfolio Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy. He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is… Read More
Joseph A. Caputo, CFP®
Portfolio Manager, Chief Information Officer & Executive Manager
Joseph Caputo joined BWFA in September of 2012 as the firm’s Chief Information Officer and Financial Advisor. He has obtained over 15 years of financial and investment management related experience. Prior to joining the firm, he worked for notable local,… Read More
Tax Services
Lawrence M. Post CPA, MST, CFP®, CIMA®
Senior Tax and Planning Advisor
Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial… Read More
Matthew Smiler
Tax Advisor
Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and holds a B.S. in Business from Towson University. Matthew has worked in the accounting and financial advisory industry for close… Read More
Brian Murray
Tax Advisor
Brian joined BWFA in 2019. He is currently working to achieve his Enrolled Agent Certificate. He spent the previous 12 years working at BDO USA in a variety of roles, including the last 5 in the Core Tax Department with experience in… Read More
Ann Garczynski, CPA
Client Service Associate
Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to Maryland,… Read More
Gary Trotter
Tax Associate
Gary Trotter joined BWFA in May, 2016 as a Tax Intern. He graduated from SUNY Stony Brook, NY with a Bachelor’s degree in Engineering and then earned a Master’s Degree in Business Management from Brooklyn Polytechnic University. Gary is a veteran of the US Navy… Read More
Yuan Zhang
Client Service Associate
Yuan Zhang graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional CPA firm in Bethesda. Yuan lives in Ellicott City, MD with her husband… Read More
Lex Ruygrok, CPA, Esquire
Tax Consultant
Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting. He subsequently became a partner in a small local accounting firm where he focused his… Read More
Ana Welborn, CPA
Tax Consultant
Ana joined BWFA as a Tax Advisor in 2017. She is a graduate of the University of Maryland, Baltimore County where she earned her BS in Financial Economics and minored in accounting. Prior to joining BWFA, Ana was a tax… Read More
Business Services
Brian MacMillan
Managing Director M&A
Brian MacMillan joined BWFA in May 2013 and is the Managing Director of Mergers and Acquisitions. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the… Read More
Client Services
Meghan Manas
Director of Client Services, Executive Manager, Notary Public
Meghan Manas has been with BWFA since 2010 and serves as our Director, Client Services. Meghan is passionate about making sure BWFA’s clients have an exceptional experience. In practice this translates to providing prompt and accurate responses to day-to-day needs,… Read More
Joseph DePatie, CFP®
Associate Financial Planner
Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe is a CERTIFIED FINANCIAL PLANNER™ professional. Joe lives in Baltimore, Maryland and… Read More
Eve Kennedy
Client Service Associate
Eve Kennedy joined BWFA in 2017 as a Client Service Associate. Throughout her career, Eve has been dedicated to customer service. Before joining BWFA, Eve served in multiple managerial positions in various industries such as restaurant, entertainment, and import, which… Read More
Tyler Kluge, CFP®
Associate Financial Planner
Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More
Ann Garczynski, CPA
Client Service Associate
Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to Maryland,… Read More
Raechelle Norton
Client Service Associate
Raechelle attended Loyola University Maryland for both undergraduate and graduate school. She has spent time in both customer service and sales positions. She lives in Mt. Washington, Maryland, where she lives with her husband, three girls, and three dogs. She… Read More
Cortney Caronna
Client Service Associate
Cortney graduated from Towson University with a degree in Communications with a focus in Public Relations & Advertising. She has worked in many Customer Service positions over the years including jobs in the restaurant, grocery and mortgage industries. She also… Read More
Yuan Zhang
Client Service Associate
Yuan Zhang graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional CPA firm in Bethesda. Yuan lives in Ellicott City, MD with her husband… Read More