Staff
Executive Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer
Joseph Manfredi is Chief Operating Officer of Baltimore-Washington Financial Advisors, Inc. Joe is privileged to work with the firm’s clients as a lead advisor to coordinate all BWFA capabilities when helping clients with financial planning, investment, and tax advisory services…. Read More
Wealth Management and Planning
Townsend Hornor, Jr. (Sandy), CEPS
Managing Director, Wealth Management, Executive Manager
Sandy Hornor is an experienced financial professional with over 30 years in the industry. Sandy works with individuals, families, organizations, and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet… Read More
Thad Ismart, CFP®, CEPS
Senior Financial Planner
Thad Ismart is a Senior Financial Planner with Baltimore Washington Financial Advisors (BWFA). In this role, Thad prepares, presents, and implements comprehensive financial and retirement plans for BWFA’s clients. Thad is a CERTIFIED FINANCIAL PLANNER ® professional and a Certified… Read More
Lawrence M. Post CPA, MST, CFP®, CIMA®
Senior Tax and Planning Advisor
Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial… Read More
Tyler Kluge, CFP®, CPWA®, CDFA®, CEPS
Financial Planner
Tyler joined BWFA in 2016 and currently serves as a Financial Planner. He supports the firm’s Investment Management Team, Financial Planning Team, and Client Service Team. He is very proud and excited to work with clients and their families to… Read More
Joseph DePatie, CFA, CFP®, CDFA®
Associate Financial Planner
Joe is an Associate Financial Planner with BWFA. Joe is a Chartered Financial Analyst® (CFA) Charterholder, CERTIFIED FINANCIAL PLANNER ® professional and a Certified Divorce Financial Analyst (CDFA®). He holds a bachelor’s degree in economics from the University of Maryland. Joe has… Read More
Matthew Smiler, ChFC®, EA
Tax Advisor, Associate Financial Planner
Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and an Enrolled Agent (EA). Matthew holds a B.S. in Business from Towson University and has worked in the accounting and… Read More
Tyler Cunningham, CFP®, CEPS
Associate Financial Planner
Tyler became a part of BWFA in 2021, taking on the role of an Associate Financial Planner. In this capacity, he provides support to our investment management, financial planning, and client services teams. Prior to joining BWFA, Tyler gained valuable… Read More
Terrence Jones, MBA, CIMA®, CRPC®, CEPS
Financial Planning Analyst
Terrence Jones serves as a Financial Planning Analyst. Before joining BWFA, Terrence spent 10 years in various client-facing positions at T. Rowe Price and is currently pursuing the Certified Financial Planner designation. Terrence holds the Chartered Retirement Planning Counselor (CRPC®),… Read More
Asset Management
Rob Carpenter
President & CEO
Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all areas of the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More
Joseph Manfredi, MBA
Chief Operating Officer
Joseph Manfredi is Chief Operating Officer of Baltimore-Washington Financial Advisors, Inc. Joe is privileged to work with the firm’s clients as a lead advisor to coordinate all BWFA capabilities when helping clients with financial planning, investment, and tax advisory services…. Read More
Chris Kelly, CPA, CFP®, M.Accy
Financial Advisor, Senior Relationship Manager & Executive Manager
Chris is a Financial Advisor and Senior Relationship Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy. He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is… Read More
Joseph A. Caputo, CFP®, CEPS
Senior Relationship Manager, Chief Information Officer & Executive Manager
Joseph Caputo joined BWFA in September of 2012 as the firm’s Chief Information Officer and Sr. Relationship Manager. He has obtained over 15 years of financial and investment management-related experience. Prior to joining the firm, he worked for notable local,… Read More
Max Pflugrad
Associate Financial Analyst
Max Pflugrad started with BWFA as an intern during the summer of 2021. He graduated from Towson University with a B.S. in Business, and is currently pursuing his CIMA certification. He is excited about his new role as an Associate… Read More
Tax Services
Lawrence M. Post CPA, MST, CFP®, CIMA®
Senior Tax and Planning Advisor
Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial… Read More
Matthew Smiler, ChFC®, EA
Tax Advisor, Associate Financial Planner
Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and an Enrolled Agent (EA). Matthew holds a B.S. in Business from Towson University and has worked in the accounting and… Read More
Brian Murray
Tax Advisor
Brian joined BWFA in 2019 as a Tax Advisor. He is currently working to achieve his Enrolled Agent Certificate. He spent the previous 12 years working at BDO USA in a variety of roles, including the last 5 in the… Read More
Ann Garczynski, CPA
Associate Tax Advisor
Ann Garczynski is an Associate Tax Advisor with BWFA. She is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting. She is a native of New York City and began her career as… Read More
Yuan Zhang, EA
Tax Associate
Yuan Zhang is a Tax Associate at BWFA and also an Enrolled Agent. She graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional CPA… Read More
Lex Ruygrok, CPA, Esquire
Tax Consultant
Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting. He subsequently became a partner in a small local accounting firm where he focused his… Read More
Tiffany Thurston
Tax Associate
Tiffany Thurston is a Tax Associate and registered tax preparer for BWFA. With a professional journey beginning in 2014, she has excelled as a bookkeeper and staff accountant, accumulating three years of specialized experience in taxation. Tiffany also serves as… Read More
Sarah Lu
Client Associate
Sarah earned her undergraduate degree in Corporate Finance and Accounting from Bentley University. She then earned her master’s degree in Financial Management from Boston University. Sarah grew up in Shanghai, China, and came to the U.S. in 2018 to pursue… Read More
Lillian Anderson
Tax Associate
Lillian joined the BWFA team in 2024. She earned her B.S. and M.S. in Accounting from Strayer University and is currently a CPA Candidate. She has extensive experience in tax preparation. In her spare time, she loves watching football, exercising,… Read More
Business Services
Brian MacMillan
Managing Director M&A
Brian MacMillan joined BWFA in May 2013 and is the Managing Director of Mergers and Acquisitions. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program… Read More
Client Services
Meghan Manas, CEPS
Director of Client Services, Executive Manager, Notary Public
Meghan is a BWFA Executive Manager and Certified Elder Planning Specialist (CEPS). Serving as the firm’s Director of Client Services, she supervises all aspects of the client experience including those which impact new client relationships. Additionally, Meghan oversees client education… Read More
Eve Kennedy, CEPS, GRMS
Client Relations Specialist
Eve Kennedy joined BWFA in 2017 as a member of our Client Services Team. Eve is a Certified Elder Planning Specialist (CEPS) and a Grief Recovery Method Specialist™ (GRMS), certified by the Grief Recovery Institute®. Eve is passionate about making… Read More
Zaman Naseer, MFin, CEPS
Senior Client Associate
Zaman serves as a Senior Client Associate on the financial planning track with plans to obtain the Certified Financial Planner (CFP) designation. She currently holds bachelor’s degrees in economics and biology, along with a Master’s in Finance from the University… Read More
Cortney Caronna, CDMP
Marketing Associate
Cortney graduated from Towson University with a bachelor’s degree in Communications with a focus in Public Relations & Advertising. She is a Certified Digital Marketing Professional (CDMP). Cortney strives to provide exceptional service to each and every BWFA client and… Read More
Raechelle Norton
Client Associate
Raechelle joined BWFA in 2019 as a Client Associate. She attended Loyola University Maryland for both undergraduate and graduate school. She has spent time in both customer service and sales positions. She lives in Mt. Washington, Maryland, where she lives… Read More
Faith Chisholm
Associate Business Analyst
Faith joined BWFA in 2023 as Associate Business Analyst. She graduated cum laude from the University of Maryland where she earned a Bachelor of Science in Marketing from the Robert H. Smith School of Business with a minor in French Studies…. Read More
Stacy Patterson
Executive Assistant to the President
Stacy joined BWFA in 2023 and serves as the Executive Assistant to the President. She strives for excellence and has organizational talents that will benefit the BWFA team and its clients. Her career path has always been customer service-based with… Read More
Brandon Pierpont, CEPS
Client Associate
Brandon joined BWFA in June 2023 as a Client Associate. Brandon is a Certified Elder Planning Specialist (CEPS). He graduated cum laude from High Point University where he earned B.S.B.A in Finance from the Phillips School of Business. During his… Read More
Terrence Jones, MBA, CIMA®, CRPC®, CEPS
Financial Planning Analyst
Terrence Jones serves as a Financial Planning Analyst. Before joining BWFA, Terrence spent 10 years in various client-facing positions at T. Rowe Price and is currently pursuing the Certified Financial Planner designation. Terrence holds the Chartered Retirement Planning Counselor (CRPC®),… Read More
Anna Wilson
Senior Operations Specialist
Anna joined the team at BWFA in 2024 as the Sr. Client Operations Specialist, bringing over 10 years of experience in the financial services industry. Prior to joining BWFA, she held several roles within another wealth management firm, but her… Read More
Tara Grier
Senior Creative Advisor
Tara serves as a Senior Creative Advisor with a focus on holistic marketing. She has 14 years of experience in the financial services industry. In this capacity, she implements the firms overall marketing, strategy, and execution, aligning activity with the… Read More
Jordan Wygant
Travel Advisor
Jordan Wygant is a Travel Advisor for BWFA as of 2024. She has been an independent travel advisor for three years. Her passion for bringing joy to whomever she meets, shows in her work as a travel advisor and in… Read More
Jadyn Wynn
Marketing Assistant
Jadyn joined BWFA in 2024. She earned her B.S. in Marketing from the University of Maryland’s Smith School of Business. Her role as Marketing Assistant supports the firm’s event planning and digital marketing projects. She has a strong background in… Read More