Rob Carpenter
President & CEO

Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all divisions in the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More

Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager

Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate all… Read More

Townsend Hornor, Jr. (Sandy)
Managing Director, Wealth Management, Executive Manager

Sandy Hornor is an experienced financial professional with over 25 years in the industry. Sandy works with individuals, organizations and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet their… Read More

Thad Ismart, CFP®
Senior Financial Planner

Thad joined BWFA in 2013 as a financial planner. Thad has a Bachelor’s Degree in Economics from the University of Maryland, Baltimore County and has been working in the financial planning industry since 2005. He is a CERTIFIED FINANCIAL PLANNER™… Read More

Joseph DePatie, CFP®
Associate Financial Planner

Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe holds a Series 65 registration and Life and Health Insurance License. Prior… Read More

Tyler Kluge, CFP®
Associate Financial Planner

Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More

Rob Carpenter
President & CEO

Robert Carpenter leads the team at BWFA that is dedicated to improving the financial lives of its clients. As President and CEO, he is responsible for overseeing all divisions in the firm, Investment Management, Financial Planning, Tax Advisory Services and… Read More

Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager, Executive Manager

Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role as Senior Portfolio Manager, Joe is privileged to work with the firm’s clients to handle their investment management needs and coordinate all… Read More

Chris Kelly, CPA, CFP®, M.Accy
Financial Advisor, Portfolio Manager & Executive Manager

Chris is a Financial Advisor and Investment Portfolio Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy.  He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is… Read More

Joseph A. Caputo, CFP®
Portfolio Manager, Chief Information Officer & Executive Manager

Joseph Caputo joined BWFA in September of 2012 as Chief Information Officer & Associate Portfolio Manager.  Joseph also serves as one of the firm’s executive managers. Joseph has over 15 years of experience in financial and investment management services. His… Read More

Rachel Duncan
Tax Advisor

Rachel Duncan graduated from the University of North Carolina at Charlotte with degrees in both Accounting and Finance.   She has worked in public tax for over 7 years, including working in Charlotte, NC, and Boston, MA.  Rachel is on track… Read More

Matthew Smiler
Tax Advisor

Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and holds a B.S. in Business from Towson University. Matthew has worked in the accounting and financial advisory industry for close… Read More

Ana Welborn, CPA
Tax Advisor

Ana joined BWFA as a Tax Advisor in 2017. She is a graduate of the University of Maryland, Baltimore County where she earned her BS in Financial Economics and minored in accounting. Prior to joining BWFA, Ana was a tax… Read More

Ann Garczynski, CPA
Client Service Associate

Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting.  She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to… Read More

Lex Ruygrok
Tax Consultant

Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting.  He subsequently became a partner in a small local accounting firm where he focused… Read More

Gary Trotter
Tax Associate

Gary Trotter joined BWFA in May, 2016 as a Tax Intern. He graduated from SUNY Stony Brook, NY with a Bachelor’s degree in Engineering and then earned a Master’s Degree in Business Management from Brooklyn Polytechnic University.  Gary is a veteran of the US Navy… Read More

Brian MacMillan
Managing Director M&A

Brian MacMillan joined BWFA in May 2013 and is the Managing Director of Mergers and Acquisitions. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the… Read More

Meghan Manas
Director of Client Services, Executive Manager, Notary Public

Meghan Manas has been with BWFA since 2010 and serves as our Director, Client Services. Meghan is passionate about making sure BWFA’s clients have an exceptional experience.  In practice this translates to providing prompt and accurate responses to day-to-day needs,… Read More

Joseph DePatie, CFP®
Associate Financial Planner

Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe holds a Series 65 registration and Life and Health Insurance License. Prior… Read More

Eve Kennedy
Client Service Associate

Eve Kennedy joined BWFA in 2017 as a Client Service Associate. Throughout her career, Eve has been dedicated to customer service. Before joining BWFA, Eve served in multiple managerial positions in various industries such as restaurant, entertainment, and import,   which… Read More

Tyler Kluge, CFP®
Associate Financial Planner

Tyler joined BWFA as a Client Associate Intern in 2016, and currently serves as one of our Associate Financial Planners. He graduated from University of Maryland, College Park, where he earned his B.S. in Civil & Environmental Engineering. He also… Read More

Ann Garczynski, CPA
Client Service Associate

Ann Garczynski is a graduate of the University of Baltimore with a Bachelor’s Degree in Business Administration and Accounting.  She is a native of New York City and began her career as a legal secretary in Manhattan. After moving to… Read More

Raechelle Norton
Client Service Associate

Raechelle attended Loyola University Maryland for both undergraduate and graduate school. She has spent time in both customer service and sales positions. She lives in Mt. Washington, Maryland, where she lives with her husband, three girls, and three dogs. She… Read More

Cortney Caronna
Client Service Associate

Cortney graduated from Towson University with a degree in Communications with a focus in Public Relations & Advertising. She has worked in many Customer Service positions over the years including jobs in the restaurant, grocery and mortgage industries. She also… Read More