Capabilities

INVESTMENT

  • Custom investment portfolio management
  • Independent research
  • Unbiased security selection
  • Disciplined investment process
  • Asset allocation and rebalancing
  • Performance monitoring
  • Risk management analysis

FINANCIAL PLANNING

Retirement

  • Prepare retirement needs analysis
  • Financial and retirement planning seminars
  • Consult on funding and disbursement strategies
  • Advise on Social Security benefit strategies
  • Advise on tax deferral strategies such as deferred compensation and retirement plans
  • Calculate required minimum distributions (RMD)
  • Review and advise on employer retirement plan investment options and allocations

Estate

  • Review estate planning documents and discuss potential strategies
  • Prepare summary / flowcharts of estate plan
  • Analyze estate strategies
  • Coordinate with and provide data to your estate planning attorney
  • Facilitate changes to beneficiary designations and retitling of accounts
  • Consult on and assist in estate administration

Insurance

  • Summarize insurance policies
  • Prepare needs analysis for life, disability, and long-term care
  • Act as liaison to licensed insurance professionals (life, disability, long-term care and medical)
  • Request information from providers
  • Coordinate implementation of new policies and/or surrender of existing policies
  • Insurance analysis services

FINANCIAL PLANNING (Cont’d)

  • Employee stock plans
  • Prepare schedules of employee stock benefits
  • Recommend divestiture strategies
  • Prepare analyses such as section 83(b) election and net unrealized appreciation (NUA)
  • Gifting
  • Advise on family and charitable gifting strategies
  • Analyze funding techniques
  • Review and analyze impact on financial and estate plans
  • Analyze income tax impact

TAX SERVICES

BUSINESS SERVICES

At BWFA, our capabilities for our clients in Maryland and Washington DC are far reaching. To get started with any of the services above, contact us at 410-461-3900 or emailus@bwfa.com.