Capabilities

 

INVESTMENT

  • Independent research
  • Unbiased security selection
  • Disciplined investment process
  • Asset allocation and rebalancing
  • Performance monitoring
  • Risk management analysis

FINANCIAL PLANNING

Retirement

  • Prepare retirement needs analysis
  • Financial and retirement planning seminars
  • Consult on funding and disbursement strategies
  • Advise on Social Security benefit strategies
  • Advise on tax deferral strategies such as deferred compensation and retirement plans
  • Calculate required minimum distributions (RMD)
  • Review and advise on employer retirement plan investment options and allocations

Estate

  • Review estate planning documents and discuss potential strategies
  • Prepare summary / flowcharts of estate plan
  • Analyze estate strategies
  • Coordinate with and provide data to your estate planning attorney
  • Facilitate changes to beneficiary designations and retitling of accounts
  • Consult on and assist in estate administration

Insurance

  • Summarize insurance policies
  • Prepare needs analysis for life, disability, and long-term care
  • Act as liaison to licensed insurance professionals (life, disability, long-term care and medical)
  • Request information from providers
  • Coordinate implementation of new policies and/or surrender of existing policies
  • Insurance analysis services

Employee Stock Plans

  • Prepare schedules of employee stock benefits
  • Recommend divestiture strategies
  • Prepare analyses such as section 83(b) election and net unrealized appreciation (NUA)

Gifting


TAX SERVICES

  • Tax returns for individuals, families, trusts, and businesses
  • Amended tax returns
  • Tax Planning services including:
    • Stock option tax analysis
    • Tax-free disposition of real estate
    • Selection of business entity type
    • Responses to tax agency audits or letters
    • Representation at audits
    • Coordination of large charitable donations
    • Multi-year alternative minimum tax planning projects
    • Hypothetical scenario analysis

BUSINESS SERVICES

 

 


At BWFA, our capabilities for our clients in Maryland and Washington DC are far reaching. To get started with any of the services above, contact us at 410-461-3900 or emailus@bwfa.com.