The average life expectancy in the U.S. is longer than ever before. Do you have a plan for personal care if you can no longer live independently? Join us to learn the facts about long-term care, and the role it plays in a well-rounded retirement financial plan.
WEBINAR
OCTOBER 23, 2024
11:45 AM – 1:00 PM
Many believe that their health insurance policy will cover all or most of their medical and personal care, such as help in dressing, bathing, and toileting. Unfortunately, health insurance generally focuses on the prevention and treatment of medical conditions. Long-term care insurance is designed to help you maintain your current lifestyle at a time when you can no longer be independent. This type of care may be needed if you develop a chronic or long-term illness, suffer from a serious injury or disability, or acquire a cognitive impairment that causes disorientation.
Topics will include:
What Long-Term Care is all about
What Long-Term Care insurance is – and is not
Why Medicare does NOT pay for most long-term care needs
Why Medicaid is not the long-term care solution of choice
How a LTC policy is designed
What constitutes a “good” LTC policy
How LTC policies are priced
General tax implications of LTC policies
Who should consider Long-Term Care insurance
The general underwriting requirements of LTC insurance
Is LTC insurance right for everybody – and is it right for you?
