WEBINAR: College Bound: Medical Directives & Powers of Attorney for Young Adults with Nicole T. Livingston

Baltimore-Washington Financial Advisors invite you to an ALL-NEW webinar. Special Guest Speaker and Attorney Nicole Livingston will discuss medical directives and powers of attorney as they apply to young adults. If you have a child heading off to college this fall, these essential documents should be executed beforehand.

AUGUST 1, 2024

11:45 AM – 1:00 PM

Topics will include:

  • Rights of a new legal adult
  • Financial power of attorney; varieties and benefits
  • Benefits of a Healthcare Power of Attorney
  • Benefits of a HIPAA authorization form
  • Probate and non-probate transfers



Managing Director, Wealth Management & Executive Manager


Partner at Council,

Baradel, Kosmerl & Nolan, PA


Nicole T. Livingston is a partner at Council, Baradel, Kosmerl & Nolan, P.A. She concentrates her practice primarily in the areas of estate planning, estate and trust administration, and elder law, with a focus on special needs and advanced tax planning.

Ms. Livingston began her legal career as a Judicial Law Clerk to the Honorable Michael E. Loney of Anne Arundel County Circuit Court. She is a member of the Estates & Trusts Section, Property Law Section, and Elder & Disability Sections of the Maryland State Bar Association, a member of Wealth Counsel, as well as a member of the National Academy of Elder Law Attorneys (NAELA). She participates in events with the Anne Arundel County chapter of the state bar and Women’s Bar Association.

Ms. Livingston has drafted thousands of estate plans for families in Maryland. Clients find her warm, relaxed approach provides comfort during stressful times. She enjoys meeting new clients and educating them on estate planning. Ms. Livingston is a presenter of estate planning, elder law, and special needs seminars throughout the county. She is licensed to practice law in Maryland and the District of Columbia.

Prior to becoming an attorney in 2003, Nicole worked as a speech-language pathologist in a variety of settings from home health care to hospitals with the majority of her time spent in skilled nursing facilities. Her medical background compliments her practices of estate planning and elder law.

We hope you can join us!


Robert G. Carpenter

President & CEO

BWFA is a Fee-Only/Fiduciary Advisor.

For questions or help registering, please contact

Cortney Caronna, Marketing Associate | emailus@bwfa.com | 410-461-3900