BWFA Client Advisory Board

Client Advisory Board

Why BWFA has a Client Advisory Board:

We know that our clients want us to be responsive, accurate, and expert in what we do for them. But, without sufficient feedback, it would be hard to know if we were living up to our clients’ expectations. To help, BWFA maintains a Client Advisory Board.

What the Client Advisory Board Does:

The members of this small group act as advocates for our clients. They meet with us from time to time and provide objective, critical feedback about our business. We always try to meet first with our Client Advisory Board whenever we are making any significant changes.

Our Client Advisory Board has also agreed to field questions and comments from our clients. Please feel free to contact any of the board members with your concerns. Board member contact information may be obtained from BWFA.


BWFA Client Advisory Board Members:



Richard Burne 

Richard BurneRichard Burne is a research scientist at Raytheon-BBN Technologies located in Columbia, Maryland. Prior to Raytheon-BBN, he worked for 24 years at Honeywell International as a research manager in aerospace electronics. He graduated from Washington University in St. Louis with a degree in Electrical Engineering and received his master’s and doctoral degrees in Neuroscience from the University of Rochester, New York. Richard’s combined background in biological and computer systems has afforded him the opportunity to perform unique research relating bio-sonar systems of bats to advanced signal processing systems. Richard and his wife, Lynn, have been Howard County residents since 1981. They enjoy traveling, scuba diving, gardening, reading and spending time with their two daughters.



Steve & Cindy Carr


CindyCarrDr. Steve Carr is a physicist at Johns Hopkins University Applied Physics Lab, where he has been employed since 2001. For the twenty years prior to that, Steve was a career Air Force officer. Steve married Cindy in 2009, and they live in Fulton with their two children, and their wildly popular dog, Bella. Cindy has been working at the Applied Physics Lab for 20 years as a program office administrator. She enjoys reading, hiking and spending time with her two wonderful children, and her husband. Steve is originally from New Hampshire, and Cindy is a native Marylander.




Dave & Mary Carter

Dave CarterMary CarterDave and Mary Carter are easing into retirement with part time work at their previous jobs. Dave is “Temporary On-call” at The Johns Hopkins University Applied Physics Laboratory (APL) where he has worked since 1970, while Mary, his wife of 20+ years, is a “Part Time” Case Manager at Howard County General Hospital. A native of Buffalo, Dave has a Masters from Purdue and spent several years in Germany while working for APL. A native of Cleveland, Mary is an RN with Bachelor degrees from Bluffton College and Ohio State and worked in home care nursing before transitioning to case management. At home, Dave and Mary are kept busy with two dachshunds and a life that includes theater, concerts and movies for entertainment, running (for exercise rather than glory), and skiing (at a timeshare in Vail). Travel (both air and road) is also an increasing part of their lives as they move closer to full retirement.


Mavis Davis

Mavis DavisMavis is a native of North Carolina, and after a varied employment background, settled in Columbia, MD where she owned and operated a successful mail-order business for many years. Since retiring, Mavis moved to the Charlestown Retirement Community located in Catonsville, Maryland. She loves people and is an active volunteer at Charlestown. Mavis enjoys travelling, yoga and word-search puzzles in addition to spending time with friends.



Robert Kelly Frazer

Robert Kelly FrazerKelly is currently a Principal Professional Staff Engineer with The Johns Hopkins University Applied Physics Lab, where he is involved with research and development for the US Navy. He is, quite literally, a rocket scientist! He joined APL immediately after graduating from Carnegie Tech in Pittsburgh, Pennsylvania with bachelor’s and master’s degrees in mechanical engineering. While officially retired, Kelly retains a part-time appointment at APL, mentoring younger rocket scientists. Born in Annapolis, he currently lives in Highland, Maryland. Kelly has two sons and two terrific grandkids that keep him on his toes whenever he visits. Kelly is a shutter bug and also enjoys gardening, traveling, downhill skiing and playing softball in the APL league. He loves old sports cars and has been known to occasionally cruise around town in his 1957 Porsche Speedster.

Gary Gafke 

Gary GafkeGary is currently a Group Supervisor and member of the principal professional staff at The Johns Hopkins University Applied Physics Laboratory. He joined APL right after graduating from the University of Wisconsin in 1967 with a Bachelor of Science in Electrical Engineering. In between graduating college and starting work, he married his high school sweetheart, Laurel, who recently retired from teaching and now devotes her time to quilting and their three grandchildren (not necessarily in that order). While working at APL, Gary continued on with graduate school earning a master’s degree in both electrical engineering and later in computer science from The Johns Hopkins University, where he then taught several computer science classes. Gary spends what spare time he has pursuing several passions including golf, photography, and reading. One day soon he hopes to get back to writing children’s stories and woodworking.


Greg Gilleland 

Greg GillelandGreg managed Real Estate for the Postal Service for 32 years and is currently working on a successful retirement. The biggest challenge is to find time for all the things he wants and needs to accomplish. The best part of this new way of life is that he sets his own priorities and schedule and answers only to his wife Cathy. An interesting aspect of retirement is that he no longer has two lives. His work life and personal time are one and, consequently, there is no need to modify his behavior and priorities based on the time of day and day of the week.



Carol Greskovich

Carol GreskovichA native of Pittsburgh, Pennsylvania, Carol holds a bachelor’s degree in Business Administration and Management from California University of Pennsylvania. For the past 26 years, Carol has been employed by Hewlett Packard as a sales representative specializing in the sales of IT solutions to the Federal Government. Carol and her husband are avid Pittsburgh Steelers and Penguins fans. Her interests include travelling, reading murder mysteries, cooking (particularly Hungarian dishes), and spending time with her Tibetan Terrier, Riley. Additionally, she enjoys staying physically fit through kick boxing, weight lifting, and step aerobics.



John Greskovich

John GreskovichJohn is an optician who has worked for the past 15 years for Crossroads Optical in Columbia, Maryland. Prior to working for Crossroads, John was employed by Pearle Vision as a regional manager for Pearle’s franchise department and as a manager of several stores in the Washington, DC area. Originally from Pittsburgh, Pennsylvania, John and his wife, Carol, have been Maryland residents since 1982 and live in Gambrills. John enjoys travelling and has visited all 50 of the United States! His other interests include golf, photography, and listening to and collecting music.

Dennis Kershner

Dennis KershnerDennis is a retired Group Supervisor at the Research Center of Johns Hopkins Applied Physics Laboratory (APL), where he worked for 37 years. He graduated with a bachelor’s degree in Engineering Mechanics from Penn State and holds a master’s degree in Civil Engineering from MIT. Dennis and his wife, Suzanne, live in Woodstock on a golf course community that allows him to engage in one of his hobbies–playing golf! In addition to golf, he enjoys tennis, traveling, and spending time with family, especially his two grandchildren. Dennis used to play the trumpet for the APL Brass Choir for 25 years. With approximately ten members, the choir performed at APL for spring concerts and other events, such as the annual Christmas tree lighting and United Way Kickoff.

Loran Matthews

Loran MatthewsPrior to his retirement in July 2010, Loran Matthews worked as a geologist with Bechtel Corporation. During his 36 ½ years with the company, he worked on numerous electrical power generation and non-power projects in North and South America, the Middle East, and southeast Asia, including assignments in Saudi Arabia, Venezuela, Indonesia, India, the Philippines, Pakistan, Colombia, Abu Dhabi, and Peru. During the latter part of his career, he worked primarily on the preparation of permitting and licensing documents for a new generation of proposed nuclear power plants in the eastern and southeastern United States. Loran is a native of the Pittsburgh, Pennsylvania area. He received his Bachelor of Science degree in geology from Ohio University in 1968. He and his wife, Mary, live in Brookeville, Maryland with their little dog, Joey. Mary, who has worked in banking for 42 years, works for Sandy Spring Bank in Olney. Loran is a Pittsburgh Steelers fan and likes to work around the house and play an occasional game of golf.

Russell McCally

Russell McCallyRussell McCally is a member of the principal professional staff at the Johns Hopkins University Applied Physics Laboratory where he has worked for nearly 45 years and is an Associate Professor of Ophthalmology (part time) at the Wilmer Eye Institute at Johns Hopkins Medical School. He has been a principal investigator on National Eye Institute grants studying optical properties of the cornea and contracts from the Army Medical Research and Development Command dealing with laser eye safety. He holds a B.Sc in Engineering Physics from Ohio State and a Ph.D. in physics from Johns Hopkins. Russ plans to retire soon and have more time to enjoy his interests in photography, cooking, gardening, and travel. He and his wife Mary Louise have resided in Columbia since 1970.

Michael Pamukcoglu 

Michael PamukcogluMichael is a Senior Regional Account Manager for Sanofi Pasteur, the vaccines division of Sanofi-Aventis. He has over 25 years’ experience in the pharmaceutical and biological fields. He earned a bachelor of science degree from the University of Buffalo and an MBA from Loyola College. He is raising two boys with his wife, Anne Marie, who is a Software Engineer Manager for Oracle Corp. Their spare time is generally consumed with coaching and shuttling their sons about during baseball, soccer, and basketball seasons. Both look forward to one day returning to their passion for travel.



Kathy Phillips

Kathy PhillipsKathy worked in Baltimore as a social worker for 5 years and in Chicago (Evanston) as a human resources interviewer for 3 years. When she returned to Maryland, she directed and taught for 20 years at a preschool in a local church in Ellicott City. Kathy received a Bachelor of Arts degree in sociology from Susquehanna University. She has been a resident of Ellicott City for 30 years. Presently, Kathy’s main interests are her two young grandchildren. Additionally, she enjoys scrapbooking, travelling, and is a member of several card groups. Kathy became involved in HAM radio as an effective means of communicating with Terry before the advent of cell phones. She learned Morse Code in order to obtain a HAM radio operator’s license. She and her husband found opportunities to practice their Morse Code skills at the dinner table, when they didn’t want their teen-age children to know what they were saying.



Terry Phillips

Terry PhillipsTerry has worked as a chemist for Johns Hopkins University Applied Physics Lab for the past 30 years. He holds a Ph.D. in organic chemistry from Johns Hopkins University. He and his wife have been residents of Ellicott City for 30 years. In time gone by, Terry enjoyed spelunking (cave exploring) and spent over two years exploring and mapping a little known cave in Pennsylvania with friends. His current interests include his grandchildren, travelling, and being lead around the neighborhood by his two beagles.



Pat Quinn

Pat QuinnPat, who holds a Master of Science in Telecommunication Systems from Johns Hopkins University, spent over 24 years with Verizon holding various positions in the Finance, Retail Markets, and IT divisions. She opted to confidently take an early retirement package offered by the telecommunication company. After enjoying some time off, she is now experiencing the world of working for the government as a contractor.


Brad Rees

Brad ReesBrad is currently a vice-president at PNC Equipment Finance, providing financing options for satellite ground terminals for a large multi-national satellite manufacturer. He and his wife Cathy, were raised in the Midwest, but have lived in the Baltimore area since 1975. They have three daughters and presently reside in Sykesville, MD. Brad is also President of the Board of the Warfield Development Corporation, the varsity girls basketball coach at the McDonogh School and enjoys tennis and golf in his spare time.



Bill Salganik 

Bill SalganikBill thinks of himself as retired, but keeps busy with freelance writing and research projects and volunteer activities (as opposed to thinking of himself as an underemployed freelancer). He was a reporter and editor at The Baltimore Sun for more than 30 years, including 12 years as a reporter for the business section. He’s a native of Baltimore. He and his wife, Laura, are empty-nesters in Columbia.



Sue Shawhan

SueShawhanSue’s life took an unexpected turn in 1990 when her husband Stan died in his late 40s. A widow with sons ages 17 and 21, Sue resolved to be, in her words, “a triumphant survivor.” Using her graduate training in social work and related paid and volunteer experience, Sue joined the Maryland-National Capital Park and Planning Commission, where she designed and implemented the “LifePlanning” retirement program for employees. She retired in 1997 in order to care for her parents, and she now enjoys community activities and has a little get-away house on Maryland’s Eastern Shore. Her sons have followed their father into academic fields: Peter is an astrophysicist at the University of Maryland, and Dan is an economist at Rensselaer Polytechnic Institute.



Paul T. Shultz

Paul T. ShultzPaul is the Director of Engineering at L-3 Chesapeake Sciences Corporation. He has worked there for more than 15 years and leads a technical staff of over 45 engineers and technicians. Paul is also the author of AC/DC Principles published by American Technical Publishers in 2007. Paul graduated with a BSEE from the University of Maryland, College Park and received a MES in Computer Engineering from Loyola College in Maryland. Paul lives in Clarksville with his wife, Michele, and their daughter, who is a sophomore at River Hill High School (Go Hawks!). Paul enjoys recording, editing, and producing CDs for different music ensembles at River Hill High School and Clarksville Middle School. As a family, they enjoy listening to music, reading books, going to the beach, hiking, geocaching (a high tech treasure hunt), and biking on the C&O Canal. The family’s near term goal is to own a vacation place at the beach.



David Vasholz 

David VasholzDavid Vasholz continues to work part-time on various research projects in optics and hydrodynamics at Johns Hopkins University Applied Physics Laboratory after having retired from there in August 2008. Prior to his part-time position, David spent 30 years with APL on the principal professional staff. He holds a Ph.D. in Physics from the University of Wisconsin. David currently lives in Columbia with his wife, Hope.


Photography by: Tom Lynch Photography