Doing Everything Right but Still Anxious About Money – 12.31.25

DOING EVERYTHING RIGHT BUT STILL ANXIOUS ABOUT MONEY
FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS

Tyler Kluge | CFP®, CPWA®, CDFA®, CEPS
Financial Planner, BWFA

Tessa Hall
Media and Communications Specialist, BWFA

About This Episode

Even with solid financial habits, money anxiety can persist. Learn why this happens and how thoughtful planning can help restore confidence.

Full Description

Many people follow the “right” financial rules. They save consistently, avoid major debt, and plan responsibly. Yet despite doing everything they are told to do, anxiety around money often remains. This disconnect can be confusing and frustrating.

In this episode of Healthy, Wealthy & Wise, the discussion explores why financial anxiety can exist even when the numbers appear sound. Listeners will learn how uncertainty, life transitions, and emotional stressors can influence how we feel about money, regardless of outward financial success.

The episode explains how financial confidence is shaped by more than balances and spreadsheets. Factors such as market volatility, changing goals, and fear of the unknown often play a larger role than expected. Without clarity and context, even well-managed finances can still feel fragile.

The conversation also highlights the importance of aligning financial plans with personal values and priorities. When goals are unclear or outdated, anxiety can persist despite strong habits. This episode encourages listeners to revisit not just what they are doing with their money, but why.

Rather than offering quick fixes, the discussion focuses on building understanding. Recognizing the emotional side of financial planning can help individuals move from constant worry toward informed confidence. Planning is not only about preparing for outcomes, but also about reducing unnecessary stress along the way.

At BWFA, we work with individuals and families to create plans that address both financial structure and peace of mind. This episode offers perspective for anyone who feels they are doing everything right, yet still worries about what lies ahead.

To learn more about creating a financial plan that supports long-term confidence, visit BWFA’s Financial Planning Services.