VOLATILITY TO CLARITY: PROVEN INVESTING LESSONS THAT WORK
FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS
with Sandy Hornor | CEPS
Managing Director, Wealth Management & Executive Manager, BWFA
Episode Details:
Every investor encounters ups and downs. But those who grow their wealth over time often learn something valuable from each experience. In this episode of Healthy, Wealthy & Wise, BWFA’s Sandy Hornor explores what recent market cycles can teach us about smarter investing.
From the turbulence of 2020 to the surprises of 2025, Sandy walks listeners through common behaviors that trip up investors. Reacting emotionally, chasing hot stocks, or sitting on the sidelines too long can all reduce long-term success. These lessons aren’t just theoretical—they’re pulled directly from real market movements and client experiences.
Importantly, Sandy focuses on the difference between reacting and responding. When volatility hits, it’s tempting to shift strategies or pull back. However, history shows that staying the course and relying on a long-term plan often leads to better outcomes. Timing the market rarely works, but time in the market builds resilience and results.
In addition to mindset, this episode discusses strategic habits. These include diversifying assets, reassessing risk tolerance, and regularly reviewing your portfolio. While these actions may seem simple, they form the foundation of effective investing.
If you’re an experienced investor looking to reflect—or a newer one hoping to avoid common traps—this discussion will leave you more informed and confident. For more guidance on aligning your investments with your long-term goals, visit our Investment Management page.
Looking for a more detailed approach? Schedule a complimentary consultation with us!
At BWFA, we believe every market moment can shape a wiser investor. Whether you’re saving for retirement, funding education, or building a legacy, the best time to learn is now.
Podcast: Play in new window | Download
Subscribe: RSS