Financial & Estate Planning

  • Community Spotlight; Mannequart 2016 Sculptural Art Competition

    The 4th annual manneqart sculptural artworks competition now underway in howard county, has once again attracted amazing “sculpture on the human form” from around the u.s. This year’s competition features new artworks from 20+ states, including pieces created for New Zealand’s… Read More

  • The Rule of 72 — Finally, a Rule our Kids Will Love!

    By Chris Kelly | CPA, CFP®, M. ACCY Financial Advisor and Portfolio Manager It all began in 1988, the year of my 13th birthday, the year in which I was finally allowed to crack open my first ever piggy bank. This was no ordinary piggy bank…. Read More

  • Establishing a Financial Safety Net

    By Thad Ismart  |  CFP® Senior Financial Planner In times of crisis, you do not want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you are protected when a financial emergency arises. One way… Read More

  • Live Long and Prosper

    By: Joseph Manfredi, MBA | Chief Operating Officer / Senior Portfolio Manager Living longer is a goal for many people, but living well as you age should be equally important. After all, what is the point of living until you are 100 if you cannot enjoy those… Read More

  • Annuities: Guaranteed Return? Take a Closer Look!

    By: Thad Ismart, CFP® | Senior Financial Planner Planning for retirement can be stressful, especially when you see huge swings in the value of your retirement and investment accounts. It is during these times of volatility that investors are often presented with investment opportunities that may seem too… Read More

  • Millennials and Estate Planning: How to Get Started

    By: Robert G. Carpenter President & CEO   Millennials stand to inherit about $41 trillion from their baby boomer parents over the next four decades, representing the single largest intergenerational wealth transfer in the history of the US. Many parents wonder whether… Read More

  • Long-Term Care Expenses in Retirement

    Thad Ismart, CFP® Senior Financial Planner More than 70% of people over the age of 65 will need some sort of long-term care during their lifetime. In addition, there is a 40% chance that you will enter a long-term care facility if you reach the age… Read More

  • Unanswered Retirement Questions? BWFA Can Help

    Baby boomers are retiring—or being forced to retire—at alarming rates. And this unprecedented rate of workers leaving their jobs is redefining what we mean by the word “retirement.” Many of these aging boomers aren’t quite prepared to handle the options that… Read More

  • Long-Term Care Options

    As the American population grows older, the need for long-term care continues to increase. The Department of Health and Human Services has estimated that 70 percent of people 65 and older will need some form of long-term care services during their lifetimes…. Read More

  • Who Will Buy Your Business?

    By:  Brian MacMilllan | Managing Director Mergers & Aquisitions Selling a privately held business is complicated. If you are a business owner, understanding the options available to you when selling your business can make a huge difference both in how much you receive from the… Read More