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Rob Carpenter
President & CEO

Rob Carpenter is President and CEO of Baltimore-Washington Financial Advisors, Inc. Rob is a graduate of Hartwick College in Oneonta, New York, where he earned a bachelor’s degree in Political Science. In addition, he holds a Wharton/SIA Branch Management Leadership Institute Certificate from the Wharton School at University of Pennsylvania. Rob has over 23 years of experience in the financial services industry. During his successful … Continue reading


Rob Williams, MSF
Financial Advisor & Portfolio Manager

Rob Williams joined BWFA in 1996. Over his years within the firm, Rob has performed a full range of activities including providing advice on college financial aid, preparing financial plans, preparing tax returns, and performing portfolio management services. Rob graduated with a bachelor’s degree in Economics from Towson State University in 1979. He went on to receive his Master of Science in Finance from Loyola … Continue reading


Saxon Birdsong, MBA
Founder and Consultant

Saxon Birdsong is a graduate of the College of William & Mary. In 1979, he also attended Loyola College, where he earned an MBA in finance and accounting. Prior to that he served as a commissioned officer in the US Army Corps of Engineers for 4 years. After college Saxon worked for First National Bank of MD for 12 years, managing their Cash Management and … Continue reading


Chris Kelly, CFP®, CPA, M.Accy
Financial Advisor and Portfolio Manager

Chris Kelly joined BWFA in 2009 as an investment manager and advisor. He has a B.S. in Finance from the University of Maryland and a Master of Accountancy degree from George Washington University. Chris is also a CERTIFIED FINANCIAL PLANNER™ professional and Certified Public Accountant, and he has previously worked with high-net-worth individuals, especially business owners. He has worked in the accounting and financial services … Continue reading


Joseph A. Caputo
Chief Information Officer & Associate Portfolio Manager

Joe joined BWFA in 2012 as Chief Information Officer & Associate Portfolio Manager. Joe Caputo has over ten years of experience in financial and investment management services. His focus is to foster relationships and guide clients down a clear path to the future. Joe works with young families and business owners to identify and establish the retirement accounts that are right for them. Joe has … Continue reading


Meghan Manas
Director of Client Services

Meghan Manas has been with BWFA since 2010 and serves as our Director, Client Services. Meghan is passionate about making sure BWFA’s clients have an exceptional experience.  In practice this translates to providing prompt and accurate responses to day-to-day needs, as well as longer term strategic development, paving the way for clients’ success and satisfaction for all firm-wide interactions. Meghan works to ensure that clients have … Continue reading


Jake Birdsong
HRIS & Project Associate

Jake Birdsong joined BWFA as an Operations Assistant in mid-2011. In 2012, he became a Project Leader and began facilitating many of the technology-related projects for the firm. He works with the staff to identify areas where BWFA can advance its systems and processes technologically.  He then implements solutions and trains the staff. Jake graduated from Washington College with a BA in Environmental Studies. Jake … Continue reading


Thad Ismart, CFP®
Senior Financial Planner

Thad joined BWFA in 2013 as a financial planner. Thad has a Bachelor’s Degree in Economics from the University of Maryland, Baltimore County and has been working in the financial planning industry since 2005. He is a CERTIFIED FINANCIAL PLANNER™ professional and has worked with retirees, affluent families, and business owners in the areas of Estate Planning, Retirement Planning, and Wealth Management. Thad was born … Continue reading


Brian MacMillan
Managing Director M&A

Brian MacMillan joined BWFA in May 2013 as Business Services Manager. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the University of Delaware College of Business & Economics and holds the Financial Recasting Consultant Designation from RWS Business Valuation Services.  Brian is a Member of the Maryland Chapter … Continue reading

Townsend Hornor, Jr.
Managing Director, Wealth Management

Townsend Hornor, Jr. (Sandy)
Managing Director, Wealth Management

Sandy Hornor is an experienced financial professional with over 25 years in the industry. Sandy works with individuals, organizations and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet their objectives. Sandy strives to ensure that each client’s goals are met or exceeded by delivering a custom tailored plan designed to address each client’s unique circumstances. His … Continue reading

Joseph Manfredi

Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager

Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role, Joe is responsible for day-to-day management of the firm with a focus on portfolio management, operations and compliance leadership. Joe brings 30 years of financial services experience to BWFA.  Most recently he was Regional Manager and Senior Vice President with Wells Fargo Wealth Brokerage Services in central Virginia, … Continue reading


Cielle Jacobs
Client Associate

Cielle Jacobs joined BWFA as a Client Associate in 2015. Previously, Cielle spent more than 10 years working in customer service and sales. She also has extensive experience in administrative work, some of which she obtained in her most recent position as a Sales Administrative Assistant for a parking control company. She takes pride in her work and enjoys helping others. Cielle lives in Baltimore … Continue reading


Lex Ruygrok
Tax Manager

Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting.  He subsequently became a partner in a small local accounting firm where he focused his practice on providing tax services to small businesses and their owners.  For 10 years he served as Chief Financial Officer of a large multi-state … Continue reading


James D. Burgess
Tax Manager

James is a CPA with 30 years of tax consulting experience.  He was previously a tax senior manager with the international accounting firm of Deloitte & Touche, the international consulting firm MAXIMUS, and also served for seven years as President and Chief Financial Officer of a systems integration firm serving the Mid-Atlantic region.  His service covers individual and business clients ranging from start-ups to multi-national … Continue reading


Susan J. Horne
Tax Associate

Susan earned a Masters in Taxation from the University of Baltimore and has over 25 years of tax experience.  She began her career with Alex. Brown & Sons Incorporated and subsequently developed her career at two of Baltimore’s well known CPA firms.   Her experience includes working with high net worth individuals, small businesses, real estate partnerships, trusts, corporations, and non-profit organizations. Susan has a passion … Continue reading


Joseph DePatie
Client Associate

Joe joined BWFA as a Client Associate in 2016. He is a graduate of the University of Maryland, College Park where he earned his BA in Economics. Joe holds a Series 65 registration and Life and Health Insurance License. Prior to joining BWFA, Joe worked closely with high net worth clients to plan and achieve their financial goals. Joe Lives in Baltimore, Maryland. He enjoys … Continue reading