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Rob Carpenter
President & CEO

Rob Carpenter is President and CEO of Baltimore-Washington Financial Advisors, Inc. Rob is a graduate of Hartwick College in Oneonta, New York, where he earned a bachelor’s degree in Political Science. In addition, he holds a Wharton/SIA Branch Management Leadership Institute Certificate from the Wharton School at University of Pennsylvania. Rob has over 23 years of experience in the financial services industry. During his successful … Continue reading


Rob Williams, CFP® , MSF
Chief Investment Officer

Rob Williams graduated with a bachelor’s degree in Economics from Towson State University in 1979. He went on to receive his Master of Science in Finance from Loyola College in 1985. Upon entering the financial planning profession, he enrolled in the College for Financial Planning, located in Denver, Colorado and received his certification as a CERTIFIED FINANCIAL PLANNER™ professional in 1999. Rob has spent his … Continue reading


Saxon Birdsong, MBA
Founder and Consultant

Saxon Birdsong is a graduate of the College of William & Mary. In 1979, he also attended Loyola College, where he earned an MBA in finance and accounting. Prior to that he served as a commissioned officer in the US Army Corps of Engineers for 4 years. After college Saxon worked for First National Bank of MD for 12 years, managing their Cash Management and … Continue reading


Robert F. Ray, MBA
Financial Advisor and Portfolio Manager

Bob is a graduate of Hampden-Sydney College where he received his B.S. in Economics in 1971. He completed his graduate work at George Washington University in 1976 with an MBA in Finance and Investments. Bob moved to Maryland in 1976 and started his investment career at The First National Bank of Maryland (later Allfirst Bank). He spent 26 years at Allfirst and was Senior Vice … Continue reading


Chris Kelly, CFP®, CPA, M.Accy
Financial Advisor and Portfolio Manager

Chris Kelly joined BWFA in 2009 as an investment manager and advisor. He has a B.S. in Finance from the University of Maryland and a Master of Accountancy degree from George Washington University. Chris is also a CERTIFIED FINANCIAL PLANNER™ professional and Certified Public Accountant, and he has previously worked with high-net-worth individuals, especially business owners. He has worked in the accounting and financial services … Continue reading


Joseph A. Caputo
Chief Information Officer & Associate Portfolio Manager

Joe joined BWFA in 2012 as Chief Information Officer & Associate Portfolio Manager. Joe Caputo has over ten years of experience in financial and investment management services. His focus is to foster relationships and guide clients down a clear path to the future. Joe works with young families and business owners to identify and establish the retirement accounts that are right for them. Joe has … Continue reading


Alece Drnec, CPA, MBA
Tax Advisor

Alece Drnec is a graduate of the University of Maryland, where she earned her accounting degree. After graduating from Maryland, she went on to work as a staff accountant for Ernst & Young where she was introduced to a variety of industries. Alece is a CPA and has worked in both public and private accounting for a number of local companies including a ten year … Continue reading


Sue Kelley
Payroll & Tax Associate

Sue Kelley joined BWFA in December 2007 providing administrative support to the tax services department. Prior to joining BWFA, Sue served 26 years in the US Army. She was the bass clarinetist in the US Army Field Band-the official touring representative for the Department of the Army. Sue holds a Bachelor of Music degree with a concentration in performance and a minor in general history … Continue reading


Meghan Manas
Director of Client Services

Meghan joined BWFA in August 2010 and is currently working as Director of Client Services. Meghan has extensive experience in administrative and management work, including her most recent position as director of purchasing for a large billiards and home entertainment company. Meghan now lives in Ellicott City with her husband, Eric, their daughter, Miriam, their son, Ezra, and their large but lovable yellow Lab, Mabel. … Continue reading


Susan Bailey
Compliance Associate

Upon graduating from Principia College armed with a liberal arts education and a bachelor’s degree in Spanish, Susan launched her career in retail banking. After six years in management at Riggs National Bank, she took a very long career pause to devote her full time and attention to being a mom to her two now-grown sons. Susan eased back into the professional world by working … Continue reading


Jake Birdsong
HRIS & Project Associate

Jake Birdsong joined BWFA as an Operations Assistant in mid-2011. In 2012, he became a Project Leader and began facilitating many of the technology-related projects for the firm. He works with the staff to identify areas where BWFA can advance its systems and processes technologically.  He then implements solutions and trains the staff. Jake graduated from Washington College with a BA in Environmental Studies. Jake … Continue reading


Thad Ismart, CFP®
Senior Financial Planner

Thad joined BWFA in 2013 as a financial planner. Thad has a Bachelor’s Degree in Economics from the University of Maryland, Baltimore County and has been working in the financial planning industry since 2005. He is a CERTIFIED FINANCIAL PLANNER™ professional and has worked with retirees, affluent families, and business owners in the areas of Estate Planning, Retirement Planning, and Wealth Management. Thad was born … Continue reading


Philip H. Weiss, CFA, CPA
Chief Investment Analyst

Phil Weiss joined BWFA in June 2013 as Chief Investment Analyst.  Prior to joining BWFA, Phil worked for Argus Research as a Senior Analyst covering the Energy sector from June 2006 through May 2013. Phil started his career with Deloitte & Touche where he specialized in international tax research and planning, and subsequently worked for Fortune 500 firms, primarily in the health care and Business-to-Business industries. Phil has served as an expert … Continue reading


Brian MacMillan
Managing Director M&A

Brian MacMillan joined BWFA in May 2013 as Business Services Manager. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the University of Delaware College of Business & Economics and holds the Financial Recasting Consultant Designation from RWS Business Valuation Services.  Brian is a Member of the Maryland Chapter … Continue reading


Townsend Hornor, Jr. (Sandy)
Managing Director, Wealth Management

Sandy Hornor is an experienced financial professional with over 25 years in the industry. Sandy works with individuals, organizations and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet their objectives. Sandy strives to ensure that each client’s goals are met or exceeded by delivering a custom tailored plan designed to address each client’s unique circumstances. His … Continue reading

Joseph Manfredi

Joseph Manfredi, MBA
Chief Operating Officer & Senior Portfolio Manager

Joseph Manfredi is Chief Operating Officer and Senior Portfolio Manager of Baltimore-Washington Financial Advisors, Inc. In his role, Joe is responsible for day-to-day management of the firm with a focus on portfolio management, operations and compliance leadership. Joe brings 30 years of financial services experience to BWFA.  Most recently he was Regional Manager and Senior Vice President with Wells Fargo Wealth Brokerage Services in central Virginia, … Continue reading


Robert Foran
Operations Manager

Robert joined BWFA in 2015 as the Operations Manager.  He has a Bachelor of Science degree from Mercy College in Dobbs Ferry, New York, where he majored in business and minored in management. Prior to coming to BWFA, Robert spent nearly 20 years working for large investment management firms such as Morgan Stanley and Prudential Securities. Prior to that, he spent nearly a decade at … Continue reading


Cielle Jacobs
Client Associate

Cielle Jacobs joined BWFA as a Client Associate in 2015. Previously, Cielle spent more than 10 years working in customer service and sales. She also has extensive experience in administrative work, some of which she obtained in her most recent position as a Sales Administrative Assistant for a parking control company. She takes pride in her work and enjoys helping others. Cielle lives in Baltimore … Continue reading


Brenda Gruber, CPA
Tax Manager

Brenda Gruber joined BWFA in October 2015 as Tax Manager. She has over 20 years of experience working with high-net-worth individuals and small- to-medium-sized privately held businesses assisting them with their tax compliance and tax planning needs. Her experience includes representing individuals, businesses, and estates before the Internal Revenue Service and resolving tax issues on the client’s behalf. She has experience with a wide variety … Continue reading