Our Capabilities

INVESTMENT MANAGEMENT | RETIREMENT & ESTATE PLANNING |  TAX SERVICES |  BUSINESS SERVICES

INVESTMENT

Fee-Only firm that acts as fiduciary to provide:

  • Custom portfolio management
  • Independent research
  • Unbiased security selection
  • Disciplined investment process
  • Asset allocation and rebalancing
  • Performance monitoring
  • Risk management analysis

FINANCIAL PLANNING

Retirement

  • Prepare retirement needs analysis
  • Consult on funding and disbursement strategies
  • Advise on Social Security benefit strategies
  • Advise on tax deferral strategies such as deferred compensation and retirement plans
  • Calculate required minimum distributions (RMD)
  • Review and advise on employer retirement plan investment options and allocations

Estate

  • Review estate planning documents and discuss potential strategies
  • Prepare summary / flowcharts of estate plan
  • Analyze estate strategies
  • Coordinate with and provide data to your estate planning attorney
  • Facilitate changes to beneficiary designations and retitling of accounts
  • Consult on and assist in estate administration

Insurance

  • Summarize insurance policies
  • Prepare needs analysis for life, disability, and long-term care
  • Act as liaison to licensed insurance professionals (life, disability, long-term care and medical)
  • Request information from providers
  • Coordinate implementation of new policies and/or surrender of existing policies

FINANCIAL PLANNING (Cont’d)

Employee stock plans

  • Prepare schedules of employee stock benefits
  • Recommend divestiture strategies
  • Prepare analyses such as section 83(b) election and net unrealized appreciation (NUA)

Gifting

  • Advise on family and charitable gifting strategies
  • Analyze funding techniques
  • Review and analyze impact on financial and estate plans
  • Analyze income tax impact

TAX SERVICES

  • Prepare tax returns for individuals, families, and businesses
  • Tax Planning services including:
    • Stock option tax analysis
    • Quarterly estimated tax payment analysis
    • Tax-free disposition of real estate
    • Choice of business entity
    • Responses to tax agency audits or letters
    • Representation at audits
    • Planning for large charitable donations
    • Multi-year alternative minimum tax planning projects

BUSINESS SERVICES

  • Business valuations
  • Exit planning/ succession planning
  • Sell-Side mergers & acquisitions
  • Buy-Side mergers & acquisitions
  • Corporate finance