Retirement and Estate planning is the
center of our ongoing relationship with our clients. We don't sell
anything here except our advice. What's more, our clients are the
only source of our income. We participate in no contests, referral
fees, commissions, or bonuses.
Everyone who works here is either a CERTIFIED FINANCIAL PLANNERTM practioner or in the process of obtaining the CFPTM certification. As
such, we abide by a written and enforced Code of Ethics and must complete annual continuing education in financial planning curriculum for
recertification. Besides the CFPTM certification, our staff includes MBAs in finance and accounting and all of us have at least ten years of
experience in providing financial advice.
In every client contact we are careful to review all the financial areas before making any recommendations. The brief form you are sent prior to
our first session includes questions on the health of your financial vital signs of insurance, investments, pensions, estate planning matters,
taxes, income and cash flow. Together we discuss all your concerns and only then propose both an approach to solving them and an estimate
of the fee we will charge to do it. No hidden agenda, no conflicts of interest.
Comprehensive retirement and estate planning is a careful, precise process where our experts
help bring clarity to your goals, and identify issues, problems and solutions which ensure that you meet
your goals throughout your lifetime. We use the latest and most sophisticated forecasting techniques available, and provide
year by year financial benchmarks which we use to measure and evaluate your progress. Using our
techniques and annual plan review meetings we are able to make mid course corrections to make sure
you stay on target with where you want to be. The payoff is peace of mind and family harmony.
We judge our success by your comfort, security, and financial independence.
CFPTM, CERTIFIED FINANCIAL PLANNERTM, and 
are marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
Saxon Birdsong, MBA